Unscrupulous Skimming Scam

8/7/2007

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Your Better Business Businesses (BBB) warns of a potential scam heading your way. The BBB received information of skimming devices being used in the valley to steal personal information while using ATMs.

As technology advances, so does the sophistication of these devices. Skimmers are small devices that fit perfectly over an ATM’s existing card slot. Once installed, the device duplicates card information and records PIN numbers with the help of a wireless camera. The camera is concealed out of the users’ sight, usually above the ATM booth or, as this example demonstrates, in a leaflet cardholder.

Once the crooks have duplicated information from thousands of cards, they begin to use the victims’ accounts for online purchases or make several withdrawals at multiple ATMs until all accounts are cleaned out.

Next time you use an ATM use caution if you see:

Ø A bulky or questionable card slot

Ø Camera(s) pointing towards the ATM’s key pad

Ø Suspiciously over-accommodating individuals allowing people to use the ATM before they do.

If you believe you have used a compromised ATM, contact the ATM’s financial institution and the United States Secret Service.

The following pictures are examples of what Skimming devices look like and where wireless cameras may be placed.


1. Skimmer installed in front of an existing bankcard slot.


2. The skimmer as it appears installed over the normal ATM bank slot.


3. The wireless camera reading your PIN is housed in the leaflet enclosure.


4. The wireless camera is now installed and ready to capture PINs by looking down on the keypad as you
enter your PIN.

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